At Kona, we believe mental health care should be accessible to everyone, regardless of insurance coverage. That’s why we offer cash pay options for individuals, couples, and families seeking high-quality therapy without the complexities of insurance.
Why Choose Cash Pay?
Paying out of pocket for therapy has several advantages, including:
- Privacy: Cash pay clients avoid sharing personal information with insurance companies.
- Flexibility: Choose the frequency and type of sessions that work best for you.
- No Insurance Limitations: Access the services you need without restrictions on session limits, or required approvals.
- Simplified Process: No waiting for insurance claims or pre-authorizations—start your therapy journey right away.
What Services Does Cash Cover?
If paying with cash, plans cover the following:
- Individual Therapy
- Couples/Marriage Counseling
- Family Therapy
- Telehealth
View a full list of counseling specialties.
Is Cash Pay Right for You?
Cash pay might be the best option if:
- You prefer to keep your therapy sessions private and separate from your insurance record.
- Your insurance doesn’t cover mental health services or has high deductibles.
- You want the freedom to choose the type and length of therapy that fits your needs.
How We Make Therapy Accessible
We know that investing in your mental health is a priority, and we’re here to help make that process as smooth as possible:
- Transparent Pricing: No hidden fees—our cash pay rates are straightforward and easy to understand. You’ll receive a document confirming costs before your first session.
- Flexible Scheduling: Book sessions based on your availability, with options for in-person or telehealth appointments.
- Payment Options: We accept all major credit cards and HSA/FSA cards for your convenience.
- Scholarship Opportunities: Are available to those that qualify.
Getting Started with Kona Counseling
It’s easy to begin your journey with cash pay at Kona Counseling:
- Contact Us: Call 1-866-847-0695 or fill out our online contact form.
- Book Your Session: Schedule a time that works for you.
- Payment: input your preferred method of payment into our online portal. Charges will take place automatically in the 24 hours leading up to your session.
At Kona Counseling, we’re committed to providing flexible, affordable therapy that empowers you to prioritize your mental health. Contact us today to schedule your first cash pay session and take the first step toward a healthier, happier you!
How Can We Help?
Whether you’re curious about our therapy services, how to schedule an appointment, or what to expect during your first session, we’re here to assist you. If you have additional inquiries not covered here, please don’t hesitate to reach out to us.
Can I still receive a superbill for out-of-network insurance reimbursement?
Yes. If your insurance plan includes out-of-network benefits, we can provide you with a superbill to submit for potential reimbursement. Please keep in mind that if you submit your sessions to insurance for reimbursement, then traditional insurance requirements will apply.
Can I switch to insurance later if I decide to use it?
Yes, you can switch to using insurance at any time if your coverage includes mental health benefits. However, you will need to provide the necessary insurance information and complete verification before your next scheduled session. Also, sessions previously completed under cash pay cannot be submitted to insurance.
Can cash-pay clients access telehealth services?
Absolutely. Cash-pay clients have the same flexibility as insured clients to book telehealth sessions based on their preferences.
Does cash pay guarantee quicker access to therapy sessions?
While we strive to accommodate all clients as soon as possible, cash-pay clients often experience quicker scheduling since insurance verification is not required.